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Privacy Policy

Effective Date: July 14, 2007

Discount Rate Mortgages is committed to protecting your privacy. This Privacy Policy (“Policy”) outlines how we use information that you may provide to us and the forms of contact you can expect from us. By accessing and using our website, you accept this Policy. Our Policy will likely be modified from time-to-time and we recommend that you periodically visit this page to review it.

We may collect personal information about you from the information that you provide to us when you fill-out an application or other form on our website. This information includes your name, address, E-mail address, credit history, telephone number, loan type and amount. We collect this information to determine credit worthiness and evaluate loan products and services that may meet your individual needs. The information that we collect from you is treated confidentially. It is not stored on our website and there is no online process to change it.

Our web hosting company may collect and store information about our website visitors including the numerical IP address or domain name used to access the Internet, the date and time the website is accessed, and the pages that are visited and downloaded. To improve our marketing efforts, we may also collect information about the Internet address or search engine that you used to access our website. We do not sell, rent or share any nonpublic information that we obtain from you unless authorized by you, required for loan origination or otherwise required by law. With the exception of investigating breaches of security, cooperating with law enforcement officials or legal process or protecting our business interests, rights or property, we do not seek to identify any individual visitor to our website. We never sell your nonpublic information to third parties for direct marketing purposes.

From time-to-time, we may use third party advertising companies to serve ads on the Internet to promote our services or business. In connection with such advertising, we may collect anonymous information about your subsequent visits to our website and your interaction with the ads. The information may be shared with our advertising companies anonymously and in an aggregate form to improve our website.

If you complete a form on our website, then we will use the information that you provide to contact you. We may also use the information to contact you in the future to provide information that we think may be of interest to you. You may opt-out of communications that are not directly related to your transaction by e-mailing us at patmoorelaw@cox.net.

For more information regarding our Policy, you may contact us at Discount Rate Mortgages, 22750 Hawthorne Blvd., Ste. 200, Torrance, CA 90505, telephone (310) 375-2248.