California Residential Construction Loans


Whether you are building your dream home, doing an extensive remodel or adding another bedroom to your home, we're here to make sure that you get the financing that you need for your project.  There are a number of loans that can be used to finance construction: 

The following table shows the loans that are available for different types of projects. 

Status

Type of Construction

Available Financing

Home is already owned Improvements such as room addition, garage conversion, swimming pool, new kitchen, new bathrooms, painting and new flooring
  • Home Equity Line of Credit
  • Remodeling Loan 
Home is already owned Extensive remodel or "tear down" of existing home
  • Rehab Loan
  • One Time Close Construction Loan
  • Remodeling Loan 
Home will be purchased Extensive remodel or "tear down" of existing home
  • Rehab Loan
  • One Time Close Construction Loan
Land is already owned Building a new home
  • One-Time Close Construction Loan
  • Home Equity Line of Credit
Land will be purchased Building a new home
  • Lot Loan
  • One-Time Close Construction Loan
Land will be purchased and current home will be sold at the completion of construction  Building a new home
  • Lot Loan
  • Bridge Loan
  • One-Time Close Construction Loan
  • Home Equity Line of Credit

 

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